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| What you do just after an accident or injury occurs can have a very significant impact on your case. The Hassell Law Group can work to ensure that all your rights are pursued and that you recover all that you are allowed to recover. The Following are actions you should take AT THE SCENE of an accident, IMMEDIATELY FOLLOWING an accident and DURING YOUR RECOVERY. Remember, under California law, you have a duty to mitigate any damages that you could be incurring on your case. | |||
AT THE SCENE |
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| Do Not Talk to the Other Party's Insurance Company or the Other Party Involved | |||
| Do not discuss your case with anyone
without first consulting your attorney. What may appear to be an innocent
remark on your part as to how the accident occurred, or how you were
injured, may be distorted or changed by others - especially the other
party’s insurance company. Trying to say something you think
is helpful may be just as dangerous. If anyone does attempt to contact
you or talk to you about your case, simply refer that party to our
office or consult with us before you answer any questions. |
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| Do Not Sign Any Papers | |||
| Do not sign any statements, forms, reports or any other document
sent to you by anyone unless your attorney’s office instructs
you to do so. If ever you are in doubt, please call us first. Sometimes the forms you are asked to sign seek information about you that is protected by privacy laws and you are not required to produce it. Insurance companies notoriously send out forms that go well beyond the scope of your claim and seek to have you sign it so they can get other information about you and use it against you when it comes time to settle your claim. |
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| Take Photos Immediately | |||
| Take color photos of your vehicle before
it is repaired or inform our office where the car will be available
for us to take photos. These photos should be taken to show all of
the damage to the vehicle. If you can, also take pictures of the scene of the accident (tire marks, broken glass, or any other such damage). If you have been injured as a result of the accident, take photos of your visible injuries and any medical equipment you must you must wear/use as you recuperate. Take photos of the other vehicle(s) involved, if you happen to have a camera at the time of the accident. |
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| See a Healthcare Provider Right A Way: Without Delay | |||
| Contact your automobile insurance agent
to find out if you have medical payment coverage. If you have medical
payment coverage, which is specifically designed for accident-related
injuries. Have your healthcare provider bill your auto medical payment
coverage first. Keep track of all treatment-related expenses, including
co-pays and prescription as well as non-prescription medications.
Most medical care expenses are not reimbursed until after you are
done treating for your injuries. Keep in mind, Insurance companies are often times unwilling to play claims when someone does not get medical treatment right away. If you don’t have medical insurance, ask a medical provider to bill you. A lawyer can often times get medical providers to agree to a set payment at the end of the case. Failure to get medical treatment can be fatal to your case. |
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| Get an Estimate of your Vehicle Damage | |||
| Be sure to get a car damage estimate for the vehicle that was involved in the accident. That is an important piece of information that attorneys take into consideration when deciding whether to take on a case. We will ask you to send us a copy a copy of all estimates of repair and/or paid repair bills for the vehicle. It is imperative that we have these documents in our file for the purpose of negotiating the settlement of your claim. If you have any other receipts such as for towing or automobile storage, you will also need to provide these documents. If you were on a bicycle or a motorcycle, we will still need a repair estimate. | |||
| One of the most important things you
can do is to KEEP US INFORMED. When you first
come to our office, we will obtain all the information and facts regarding
your accident, injury, or other aspects of your case. You will also
be asked to provide all documentation in your possession. If at any time you find that there are additional parties involved, witnesses, etc., please be sure to send us this information immediately. We expect you to answer each question we ask honestly, even if you think it is not important or is embarrassing. Whatever information you provide to us will remain strictly confidential and we will not ask you anything unless we feel it may have some bearing upon your case. |
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| DOCUMENT
EVERYTHING |
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| Documenting your medical care and payments
you make, auto repair, pain and symptoms, will be of value to you
in your case, especially if your case has to go to trial. You may
not be able to recollect these important details at a later date.
So record them ! |
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| Vehicle Repair | |||
| Provide a copy of all estimates of repair and/or paid bills for your vehicle. It is imperative that we have these documents in our file, in order to negotiate a settlement of your claim. If you have receipts for towing, automobile storage or car rental, be sure you also provide these documents. | |||
| Medical Expenses | |||
| Be sure you inform this office of the
names and addresses of all doctors, hospitals and other healthcare
providers that have rendered treatment to you, as a result of the
accident or injury. If you spend any money for prescriptions or medical
supplies, be sure to request and retain receipts. The
medical expenses you incur are the most single important factor to
determine and prove the extent of the injuries you have sustained
and the value of your claim. We cannot negotiate a settlement on your claim until we have all of the medical bills and reports in our possession. You will be asked and expected to mail any and all bills and receipts in your possession, and we will request any additional documentation needed directly from your providers. |
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| Loss of Earnings | |||
| Be sure to document any and all full
and partial days missed from work. Insurance companies will often
not pay for wage loss unless the time off of work was authorized by
a medical provider. Make sure to get your medical provider to write
you a disability slip for all periods of work missed following an
accident. companies also will not likely pay for time off of work if the time is taken long after the accident occurred unless it is authorized by your medical provider. If you are in need of taking time off work due to your injuries, take the time off immediately following the accident and get a doctor’s slip in order to ensure that you will recover those lost wages. We will also need to have the name and address of your employer at the time of the accident so we can obtain a verification of any loss of earnings. We cannot make a claim for loss of earnings without being advised of the time lost from work, your rate of pay, etc. We have forms available to assist you in obtaining this documentation from your employer. |
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| Pain and Suffering | |||
Make a record of your injuries and complaints.
Be sure to keep track of:
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